We built ISG because I lived the other side.

If you are on this page, you are probably an agent thinking about a change. Maybe you are captive and the ceiling is getting louder. Maybe you went to a franchise and the split has stopped feeling temporary. Maybe you already went independent and the group you joined has taken more than it has given.

I have been all three.

My story began in 1997 on the captive side. Eleven years. The captive world gave me the foundation, the discipline, and the reps. It also gave me the ceiling. When my clients called about rate increases I could not fight, I lost them. When they asked about coverage I was not allowed to sell, I lost them. I was working harder every year to build a book of business that, on paper, was not mine.

So I went independent in 2008. Founded my own agency. And immediately ran into the problem every independent agent runs into, carrier access. So I joined an aggregator. For the first year, it was exactly what I needed.

The larger my agency grew, the more the group took. The more successful I became, the less independent I felt.

Then the fees started. Then the split changed. Then the non-compete appeared in the renewal contract. Then the profit sharing check I expected showed up smaller than the year before, even though my premium had tripled.

I looked around and realized the pattern was the whole industry. Groups asking agents to pay huge initiation fees just to join. Groups taking 25 to 50 percent of commissions forever. Groups locking agents into non-competes and burying them in exit clauses. Groups keeping the carrier bonuses that should have gone back to the agencies producing the premium.

So we did the only thing that made sense. We built the program we wished had existed.

In 2016, I launched ISG United. A network, not an aggregator. A partnership, not a capture. A contract you can actually read, not thirty pages of fine print. Today we are 120+ member agencies across 10 states, with $2M+ returned to those agencies as profit sharing, no non-compete, no upfront fees, and in most situations 100% of commissions staying with the agency.

Not because we are more generous than the competition. Because I lived what happens when the model is built the other way. And we do not want any other agent to have to.

If any of this sounds like your situation, schedule a 20 minute call with our leadership team. We want to talk with you.

We will walk through your specific state, your specific book, and your specific numbers. No pitch deck. If ISG is not the right fit for you, Paul will tell you inside the first ten minutes and part as friends.

That is it. That is the letter. Everything else is on the other side of the conversation.